major medical


She was nice about it, really.

She could have sneered, she could have smirked, she might even have sniffed her disapproval and I would have seen it all, even over the phone. But she didn’t. Wanda/Rhonda in the billing department at St. Elizabeth’s calmly understood when I burst into tears in the middle of trying to explain that I cannot pay the latest hospital bill.

There I was, crying on the phone, choking back my despair and stepping on my sense that I’m spiraling into unexpected debt related to unforeseen medical expenses. And guess what?

I just wrote about this topic this morning for a financial services client.

In fact, most low and middle income households are not in credit card debt due to spending their money on junk. They’re using their credit cards to pay for household expenses. And emergencies, like the loss of a job. Or unexpected hospital bills. Like me.

No, I told Wanda/Rhonda, I don’t need state assistance to pay my bill. I just can’t pay it all off right now. Luckily, St. Elizabeth’s worked out a payment plan for me. $100 a month until the end of time. No, not that long, really. It just feels that way today.

This morning, I was coolly appraising as I read the survey statistics and then spouted them back out in an article on credit debt. Thinking how hard it is on some people.

This afternoon, I’m a statistic, too.

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